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Personal Banking 

 

Personal Checking

Baby and mom

Checking account options for everyone

Open a checking account that fits your lifestyle so you can access your money when you need it.

  • Green Bar

    Umpqua Embark Checking

     

    An account designed to make managing money easy

     

    • Access to a dedicated Go-To Banker

    • One Grow Savings account with monthly transfer

     

     

    Learn more

  • Green Bar

    Umpqua Access Checking

     

    An account that gives you flexibility, more savings options, and ATM rebates

     

    • Access to a dedicated Go-To Banker

    • Three Grow Savings or Thrive Money Market accounts

    • One incoming wire fee refund per monthly cycle

     

     

    Learn more

  • Green Bar

    Umpqua Attain
    Checking

     

    An interest-bearing account with premium benefits

     

    • Access to a dedicated Go-To Banker

    • Five Grow Savings or Thrive Money Market accounts

    • Complimentary wire transfers
       

    • Interest

    • Complimentary cashier’s checks

    • Bonus interest on CD

    • No international processing fees

     

     

    Learn more

 

Umpqua Embark Checking

Umpqua Access Checking

Umpqua Attain Checking
Access to a dedicated Go-To Banker
ATM owner fee rebates

Up to $10 per month when maintaining average monthly balance of $2,500

Up to 4 rebates per month

Up to $25 per month
Complimentary Savings Account

1
Grow Savings with monthly transfer

3
Grow Savings or Thrive Money Market

5
Grow Savings or Thrive Money Market
Interest
Complimentary Cashier's Checks
Complimentary Incoming Wire Transfers

One incoming wire fee refund per monthly cycle
Bonus Interest on CD
No International Processing Fees
Open an account

Want to get more out of Umpqua Personal Banking?

Explore some of the other ways Umpqua can help you turn your financial goals into reality.

Cell phone

 

Online & Mobile Banking

 

We’ve made it simple to manage your money on your schedule.

Pile of coins

 

Personal Savings

 

Open an account so your money can grow with you.

Credit card

 

Credit Cards

 

Get a card that builds your credit and gives perks at the same time.

Meet your Go-To financial expert.

 

From lost cards to home loans, college funds to saving for trips—your dedicated banker is just a tap away.

Download on the app store

 

Get it on Google Play

 

Compare Personal Checking Accounts
Embark Checking
Umpqua Access Checking Test
Umpqua Attain Checking
Test Fourth Product
Test Fifth Product
Test Sixth Product
Test Seventh Product

Access to a Dedicated Go-To Banker
Access to a Dedicated Go-To Banker for Embark Checking available

         Not available Text (Desktop Test)a

Bold Italics link to home 

  This is a Text message
Access to a Dedicated Go-To Banker for Test Fourth Product not available
Access to a Dedicated Go-To Banker for Test Fifth Product not available
Access to a Dedicated Go-To Banker for Test Sixth Product not available
Access to a Dedicated Go-To Banker for Test Seventh Product not available

Complimentary Savings Account
Complimentary Savings Account for Embark Checking not available

         This is a Test

  This is Text message
    This is a Product Comparison table Feature values test
Complimentary Savings Account for Test Fourth Product not available
Complimentary Savings Account for Test Fifth Product not available
Complimentary Savings Account for Test Sixth Product not available
Complimentary Savings Account for Test Seventh Product not available

Complimentary Incoming Wire Transfers 
Complimentary Incoming Wire Transfers for Embark Checking not available
Complimentary Incoming Wire Transfers for Umpqua Access Checking Test not available
Complimentary Incoming Wire Transfers for Umpqua Attain Checking not available
Complimentary Incoming Wire Transfers for Test Fourth Product not available
Complimentary Incoming Wire Transfers for Test Fifth Product not available
Complimentary Incoming Wire Transfers for Test Sixth Product not available
Complimentary Incoming Wire Transfers for Test Seventh Product not available

Interest
 
Interest for Umpqua Access Checking Test not available
Interest for Umpqua Attain Checking not available
Interest for Test Fourth Product not available
Interest for Test Fifth Product not available
Interest for Test Sixth Product not available
Interest for Test Seventh Product not available

Complimentary Cashier's Checks
Complimentary Cashier's Checks for Embark Checking not available
Complimentary Cashier's Checks for Umpqua Access Checking Test not available
Complimentary Cashier's Checks for Umpqua Attain Checking not available
Complimentary Cashier's Checks for Test Fourth Product not available
Complimentary Cashier's Checks for Test Fifth Product not available
Complimentary Cashier's Checks for Test Sixth Product not available
Complimentary Cashier's Checks for Test Seventh Product not available

Bonus Interest on CD

          This is a PCT test
Bonus Interest on CD for Umpqua Access Checking Test not available
Bonus Interest on CD for Umpqua Attain Checking not available
Bonus Interest on CD for Test Fourth Product not available
Bonus Interest on CD for Test Fifth Product not available
Bonus Interest on CD for Test Sixth Product not available
Bonus Interest on CD for Test Seventh Product not available

No International Processing Fees
No International Processing Fees for Embark Checking not available
No International Processing Fees for Umpqua Access Checking Test not available
No International Processing Fees for Umpqua Attain Checking not available
No International Processing Fees for Test Fourth Product not available
No International Processing Fees for Test Fifth Product not available
No International Processing Fees for Test Sixth Product not available
No International Processing Fees for Test Seventh Product not available

Test Feature  Row Label Title
Test Feature  Row Label Title for Embark Checking not available
Test Feature  Row Label Title for Umpqua Access Checking Test not available
Test Feature  Row Label Title for Umpqua Attain Checking not available
Test Feature  Row Label Title for Test Fourth Product not available
Test Feature  Row Label Title for Test Fifth Product not available
Test Feature  Row Label Title for Test Sixth Product not available
Test Feature  Row Label Title for Test Seventh Product not available
Compare Personal Checking Accounts
Embark Checking
Umpqua Access Checking Test
Umpqua Attain Checking
Test Fourth Product
Test Fifth Product
Test Sixth Product
Test Seventh Product

Access to a Dedicated Go-To Banker

Access to a Dedicated Go-To Banker product options toggle
Access to a Dedicated Go-To Banker for Embark Checking available

         Not available Text (Desktop Test)a

Bold Italics link to home 

  This is a Text message

Access to a Dedicated Go-To Banker for Test Fourth Product not available
Access to a Dedicated Go-To Banker for Test Fifth Product not available
Access to a Dedicated Go-To Banker for Test Sixth Product not available
Access to a Dedicated Go-To Banker for Test Seventh Product not available

Complimentary Savings Account

Complimentary Savings Account product options toggle
Complimentary Savings Account for Embark Checking not available

         This is a Test

  This is Text message
    This is a Product Comparison table Feature values test

Complimentary Savings Account for Test Fourth Product not available
Complimentary Savings Account for Test Fifth Product not available
Complimentary Savings Account for Test Sixth Product not available
Complimentary Savings Account for Test Seventh Product not available

Complimentary Incoming Wire Transfers 

Complimentary Incoming Wire Transfers product options toggle
Complimentary Incoming Wire Transfers for Embark Checking not available
Complimentary Incoming Wire Transfers for Umpqua Access Checking Test not available
Complimentary Incoming Wire Transfers for Umpqua Attain Checking not available
Complimentary Incoming Wire Transfers for Test Fourth Product not available
Complimentary Incoming Wire Transfers for Test Fifth Product not available
Complimentary Incoming Wire Transfers for Test Sixth Product not available
Complimentary Incoming Wire Transfers for Test Seventh Product not available

Interest

Interest product options toggle
 
Interest for Umpqua Access Checking Test not available
Interest for Umpqua Attain Checking not available
Interest for Test Fourth Product not available
Interest for Test Fifth Product not available
Interest for Test Sixth Product not available
Interest for Test Seventh Product not available

Complimentary Cashier's Checks

Complimentary Cashier's Checks product options toggle
Complimentary Cashier's Checks for Embark Checking not available
Complimentary Cashier's Checks for Umpqua Access Checking Test not available
Complimentary Cashier's Checks for Umpqua Attain Checking not available
Complimentary Cashier's Checks for Test Fourth Product not available
Complimentary Cashier's Checks for Test Fifth Product not available
Complimentary Cashier's Checks for Test Sixth Product not available
Complimentary Cashier's Checks for Test Seventh Product not available

Bonus Interest on CD

Bonus Interest on CD product options toggle

          This is a PCT test

Bonus Interest on CD for Umpqua Access Checking Test not available
Bonus Interest on CD for Umpqua Attain Checking not available
Bonus Interest on CD for Test Fourth Product not available
Bonus Interest on CD for Test Fifth Product not available
Bonus Interest on CD for Test Sixth Product not available
Bonus Interest on CD for Test Seventh Product not available

No International Processing Fees

No International Processing Fees product options toggle
No International Processing Fees for Embark Checking not available
No International Processing Fees for Umpqua Access Checking Test not available
No International Processing Fees for Umpqua Attain Checking not available
No International Processing Fees for Test Fourth Product not available
No International Processing Fees for Test Fifth Product not available
No International Processing Fees for Test Sixth Product not available
No International Processing Fees for Test Seventh Product not available

Test Feature  Row Label Title

Test Feature  Row Label Title product options toggle
Test Feature  Row Label Title for Embark Checking not available
Test Feature  Row Label Title for Umpqua Access Checking Test not available
Test Feature  Row Label Title for Umpqua Attain Checking not available
Test Feature  Row Label Title for Test Fourth Product not available
Test Feature  Row Label Title for Test Fifth Product not available
Test Feature  Row Label Title for Test Sixth Product not available
Test Feature  Row Label Title for Test Seventh Product not available
CloseModal
Compare Personal Checking Accounts
Embark Checking
Umpqua Access Checking Test
Open Access
Umpqua Attain Checking
Test Fourth Product
Open Account
Test Fifth Product
Open Account
Test Sixth Product
Test Seventh Product
Open Account
EmbCheck
AccCheck
Open Access
AttCheck
Open Account
Open Account
Open Account
Compare Personal Checking Accounts
Embark Checking
Umpqua Access Checking Test

Access to a Dedicated Go-To Banker
Access to a Dedicated Go-To Banker for Embark Checking available

         Not available Text (Desktop Test)a

Bold Italics link to home 

Complimentary Savings Account
Complimentary Savings Account for Embark Checking not available

         This is a Test

Complimentary Incoming Wire Transfers 
Complimentary Incoming Wire Transfers for Embark Checking not available
Complimentary Incoming Wire Transfers for Umpqua Access Checking Test not available

Interest
 
Interest for Umpqua Access Checking Test not available

Complimentary Cashier's Checks
Complimentary Cashier's Checks for Embark Checking not available
Complimentary Cashier's Checks for Umpqua Access Checking Test not available

Bonus Interest on CD

          This is a PCT test
Bonus Interest on CD for Umpqua Access Checking Test not available

No International Processing Fees
No International Processing Fees for Embark Checking not available
No International Processing Fees for Umpqua Access Checking Test not available

Test Feature  Row Label Title
Test Feature  Row Label Title for Embark Checking not available
Test Feature  Row Label Title for Umpqua Access Checking Test not available
Compare Personal Checking Accounts
Embark Checking
Umpqua Access Checking Test

Access to a Dedicated Go-To Banker

Access to a Dedicated Go-To Banker product options toggle
Access to a Dedicated Go-To Banker for Embark Checking available

         Not available Text (Desktop Test)a

Bold Italics link to home 

Complimentary Savings Account

Complimentary Savings Account product options toggle
Complimentary Savings Account for Embark Checking not available

         This is a Test

Complimentary Incoming Wire Transfers 

Complimentary Incoming Wire Transfers product options toggle
Complimentary Incoming Wire Transfers for Embark Checking not available
Complimentary Incoming Wire Transfers for Umpqua Access Checking Test not available

Interest

Interest product options toggle
 
Interest for Umpqua Access Checking Test not available

Complimentary Cashier's Checks

Complimentary Cashier's Checks product options toggle
Complimentary Cashier's Checks for Embark Checking not available
Complimentary Cashier's Checks for Umpqua Access Checking Test not available

Bonus Interest on CD

Bonus Interest on CD product options toggle

          This is a PCT test

Bonus Interest on CD for Umpqua Access Checking Test not available

No International Processing Fees

No International Processing Fees product options toggle
No International Processing Fees for Embark Checking not available
No International Processing Fees for Umpqua Access Checking Test not available

Test Feature  Row Label Title

Test Feature  Row Label Title product options toggle
Test Feature  Row Label Title for Embark Checking not available
Test Feature  Row Label Title for Umpqua Access Checking Test not available
CloseModal
Compare Personal Checking Accounts
Embark Checking
Umpqua Access Checking Test
Open Access
EmbCheck
AccCheck
Open Access